Young Money
Young Enterprise uses the Young Money brand to promote financial education resources. The charity has developed financial education frameworks for Primary and Post Primary with CCEA for cross-curricular delivery. Working with Money and Pensions Service, the charity has evaluated under 7s programme provision, completed a Teacher Professional Learning programme, developed the NI version of the Your Money Matters textbook and distributed the SEN resource Spending Sense to schools.

Evaluation of teacher professional learning programme to
improve financial education in schools
Funded by Money & Pensions Service, this teacher professional learning project supported 78 schools across Primary, Post Primary and Special schools, involving 255 educators, and providing financial education support to 6,542 young people.
Primary:
Evaluation of Under 7 programme delivery in NI, funded by MaPS
Download report https://maps.org.uk/en/publications/research/2024/evaluating-grants-improving-financial-education-for-vulnerable-young-people#.
The evaluation identified a significant change in teacher attitudes towards financial education. Teachers interviewed suggested that YE ‘Ourselves’ and ‘Our Families’ programmes helped reinforce positive attitudes to financial education by providing new, fun ways to engage their pupils. Teachers commented on the flexibility of the resources for use across the ability range, and their applicability to different areas of the curriculum which helped to develop their pupils’ key skills.
Teachers and volunteers felt the pilot raised awareness of the value of supporting children to think about what to do with their money at a younger age. ‘Ourselves’ raised children’s awareness of the role of money, as a foundation for potentially building their financial mindset and ability through ‘Our Families’ (for six- to seven-year-olds).
For more details on these programmes contact programmes@yeni.co.uk
Post Primary
Your Money Matters
Your Money Matters (PowerPoints, External Links, videos) can be found here.
The textbook contains facts and information as well as interactive activities and questions for the students to apply their knowledge. The chapters are as follows:
- Savings – ways to save, interest, money and mental health
- Making the most of your money – budgeting, keeping track of your budget, ways to pay, value for money, spending
- Borrowing – debt, APR, borrowing products, unmanageable debt
- After school, the world of work – student finance, apprenticeships, earnings, tax, pensions, benefits
- Risk and reward – investments, gambling, insurance
- Security and fraud – identity theft, online fraud, money mules
Additional support to teachers include teacher’s guide, which highlights areas of good practice, examples of curriculum integration, and showcases additional external support which schools can use to enrich their financial education provision.
Textbook co-authored by Martin Lewis OBE (Money Saving Expert) & Young Money. Copies sent to all NI schools, funded by MaPS and MSE.
Post Primary SEN Spending Sense
Spending Sense Directory (PowerPoints, External Links, videos) can be found here.
A completely flexible resource, inclusive of editable activity sheets (accessed via PowerPoint) for educators to adapt and activities that can be completed digitally by secondary students, with mild to moderate special educational needs. The resource aims to develop their understanding of managing their money, making financial decisions, staying safe online and the world of work.
This is an essential resource as it is specifically designed to ensure that pupils with mild to moderate special educational needs are given the opportunity to develop financial capability.
Through practical activities, applied learning opportunities, aural updates and a use of simplified text this resource covers a wide range of financial topics, including some that should be an essential part of any young person’s education – namely the dangers of gambling, online scams and understanding insurance.
Financial Education Framework:
3-11 Years
We have found that on average children begin to receive pocket money aged seven, own their first mobile phone at eight, and purchase items online at 10. The need for young people to develop the skills to earn and look after their money has never been stronger.
Financial Education Framework:
11-19 Years
They can open a bank account at 11. At 18 they can apply for a credit card or loan, and before they leave school they have to make crucial decisions about jobs, student loans, and living independently. The need for young people to develop the skills to earn and look after their money has never been stronger.

Designed for students aged 14-17, but suitable for all post-primary young people, My Money Matters is a 6-unit course, which provides young people with the opportunity to explore their own attitudes to money and gain a few key financial skills to help them in the real world. The course features interactive quizzes, case studies, and scenario-based videos and young people will receive a digital certificate and record of achievement on completion. Find out more about My Money Matters here.
For access to further financial education resources and programmes visit the UK-wide Young Money website here.
